How to share config and hooks ?

I am searching for a way to share 'config' and hooks/* automatically.
I'd like to change and commit them as normal files and every user
cloning this repo should get those.

One way might be a little wrapper-script for git-clone which looks if
repo/.gitconfig or repo/.githooks exist and copies then the files to
repo/.git/[...]

But I am searching for a way to do this without any additional scripts.

Does anyone have an idea ?
And what'd you say about implementing this (with a
yes-please-copy-the-found-files/no-leave-them-alone - question) directly
into the git-binary ?


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